What happens is that these emails are for instance of phishing schemes. Phishing generally aspect that someone sends you fake or fraudulent emails with bad links in them. These links invite you to click on their make-believe sites (i.e. not government sites at unabbreviated) again charge some of your specific (intimate) information: maybe your complete name, social security number, etc. Some emails even take it spy ware attachments on them.
Internet access to your bank is a great improvement over having to go to the local bank branch for every transaction.
The Internet has influenced a great part of our life. Is it for good, or evil?